The Haryana Pashu Kisan Credit Card Yojana is a government initiative designed to support farmers and livestock owners by providing easy access to credit. Under this scheme, eligible beneficiaries can avail loans up to ₹1,60,000 at a concessional interest rate. The scheme aims to promote animal husbandry, improve dairy farming, and strengthen rural livelihoods. Farmers can use the funds for purchasing animals, feed, and healthcare. With an interest subsidy for timely repayment, it reduces financial burden and encourages responsible borrowing. Overall, the scheme plays a vital role in boosting the income and sustainability of livestock farmers in Haryana.
- Financial support up to ₹1,60,000 is provided by the Haryana Government.
- Loan is offered at a 7% annual simple interest rate.
- Beneficiaries are required to pay only 4% interest.
- A 3% interest subsidy is granted for timely repayment.
Scheme Overview
| Particulars | Details |
|---|---|
| Scheme Name | Haryana Pashu Kisan Credit Card Yojana |
| Launch Date | 26 January 2021 |
| State | Haryana |
| Beneficiaries | Farmers and livestock owners |
| Loan Amount | Up to ₹1,60,000 |
| Interest Rate | 7% per annum |
| Effective Interest | 4% (after subsidy) |
| Application Mode | Offline |
| Nodal Department | Animal Husbandry & Dairying Department, Haryana |
About the Scheme
- The Haryana Government introduced this scheme to promote animal husbandry and dairy farming.
- Haryana became the first state in India to implement a dedicated credit card scheme for livestock farmers.
- It helps financially weak farmers who are unable to maintain or purchase livestock.
- Farmers can use the loan amount for:
- Buying animals
- Feed and nutrition
- Veterinary care
- The initiative strengthens rural income and boosts agricultural growth.
- Growth in veterinary infrastructure shows progress:
- From 314 veterinary centers (1966)
- To 2860+ centers today
Benefits of the Scheme
- Easy access to credit up to ₹1.6 lakh
- Lower interest burden due to subsidy
- Encourages livestock farming
- Reduces financial stress on farmers
- Improves animal care and productivity
- Incentive for timely loan repayment
Eligibility Criteria
- Applicant must be a permanent resident of Haryana
- Must be a farmer or livestock owner
- Should have basic identification and bank account
Eligibility Criteria
• Candidate must be a resident of Haryana
• Must be registered on HKRNL Portal
• Age should be between 18 to 45 years
• Minimum qualification should be 10th pass
• Annual family income should not exceed ₹6 lakh
Required Documents
- Residence Certificate
- Aadhaar Card
- PAN Card
- Voter ID
- Bank Account Details
- Passport Size Photograph
- Mobile Number
Application Process (Offline)
- Visit your nearest bank branch
- Carry all required documents
- Request the Kisan Credit Card application form
- Fill in all details carefully
- Attach required documents
- Submit the form to the bank official
- After verification, the card is issued within approximately 30 days
- Collect your credit card from the bank
Important Contacts
| Type | Details |
|---|---|
| Helpline Number 1 | 0172-2574663 |
| Helpline Number 2 | 0172-2574664 |
| Email Support | dg.ahd@hry.nic.in |
Office Address
- Animal Husbandry & Dairying Department, Haryana
- Pashudhan Bhawan, Bays No. 9–12
- Sector-2, Panchkula, Haryana – 134109
Final Words
The Haryana Pashu Kisan Credit Card Scheme is a powerful initiative aimed at strengthening the financial condition of livestock farmers. With subsidized interest rates and easy access to credit, it plays a crucial role in improving rural livelihoods and promoting animal-based agriculture.
Important Links
| Resource | Description |
|---|---|
| Official Portal | Animal Husbandry Haryana Website |
| Guidelines | Pashu Credit Card Scheme Guidelines |
