The Haryana Ekmusht Niptan Yojana for Farmers is a special relief scheme launched by the state government to support farmers struggling with pending agricultural loans. Under this initiative, farmers who have taken loans from Primary Agricultural Credit Societies (PACS) can clear their dues by paying only the principal amount, while the government waives off the entire interest and penalty charges. The scheme aims to reduce financial stress and promote economic stability among farmers. It is valid until 31 March 2026 and requires no application process, making it simple, accessible, and farmer-friendly for all eligible beneficiaries in Haryana.
- The Haryana Government is offering complete interest waiver on eligible farmer loans.
- This scheme is specifically designed for farmers who have taken loans from Primary Agricultural Credit Societies (PACS).
- Farmers only need to repay the principal amount, and the interest + penalties will be waived off.
- The scheme is valid until 31 March 2026.
- No separate application process is required.
Scheme Overview
| Particulars | Details |
|---|---|
| Scheme Name | Haryana Ekmusht Niptan Yojana for Farmers |
| Launch Date | 10 December 2025 |
| Announced By | Chief Minister Nayab Singh Saini |
| Department | Department of Agriculture and Farmers Welfare |
| Beneficiaries | Farmers of Haryana |
| Main Benefit | Full waiver of interest on loans |
| Application Mode | No application required |
| Scheme Validity | Till 31 March 2026 |
About the Scheme
- The Haryana Government introduced this scheme to reduce the financial burden on farmers.
- It targets farmers who are unable to repay agricultural loans taken from PACS.
- Under this initiative, farmers can settle their loan accounts by paying only the original borrowed amount.
- The government will cover the entire interest and penalty charges.
- The scheme is implemented by the Department of Agriculture and Farmers Welfare, Haryana.
- It is estimated that around 6.81 lakh farmers will benefit from this scheme.
- The government is expected to waive interest worth more than ₹2,266 crore.
- In case of a farmer’s death, eligible family members can also avail the benefit.
Benefits of the Scheme
- Full exemption from loan interest.
- Waiver of penalty charges on overdue loans.
- Easy loan settlement without paperwork.
- Financial relief to small and marginal farmers.
- No need for online registration or forms.
- Helps farmers become debt-free quickly.
Eligibility Criteria
- Applicant must be a permanent resident of Haryana.
- Must have taken a loan from a Primary Agricultural Credit Society (PACS).
- Should be willing to repay the principal loan amount.
- Applicable to both living farmers and eligible family members of deceased farmers.
Required Documents
- Loan-related documents
- Aadhaar Card
- Registered mobile number
How to Avail the Scheme
- No formal application process is required.
- Farmers are automatically identified through PACS records.
- Steps to get the benefit:
- Visit your respective PACS office.
- Deposit the full principal loan amount.
- PACS verifies and processes the settlement.
- After verification, the government waives off interest and penalties.
- The entire process is simple and offline, with no need for online submission.
Important Dates
| Event | Date |
|---|---|
| Scheme Launch | 10 December 2025 |
| Last Date to Avail | 31 March 2026 |
Department & Contact Details
- Department Name: Department of Agriculture and Farmers Welfare, Haryana
- Helpline Number: 0172-2571544
- Email ID: agriharyana2009@gmail.com
Additional Information
- The scheme ensures a transparent and farmer-friendly loan settlement system.
- Farmers can directly contact PACS officials for any help or clarification.
- This initiative reflects the Haryana Government’s commitment to improving farmers’ financial stability.
