The Haryana Mukhyamantri Matrushakti Udyamita Yojana is a government initiative aimed at empowering women by supporting them in starting their own businesses. Under this scheme, eligible women can access loans of up to ₹5 lakh with an interest subsidy, making it easier to establish self-employment ventures. The program focuses on financial independence, skill development, and improving the standard of living for women across the state. With features like collateral-free loans and a moratorium period, it reduces financial burden and risk. This scheme plays a significant role in promoting entrepreneurship and creating new employment opportunities in Haryana.
The Haryana Mukhyamantri Matrushakti Udyamita Yojana is a state government initiative designed to support women in starting their own businesses. Under this scheme, eligible women can avail financial assistance in the form of loans with relaxed conditions, helping them become self-reliant and financially independent.
Key Highlights
- Financial assistance of up to ₹5,00,000 for business setup
- Interest subsidy of up to 7% on the sanctioned loan
- No collateral or security required
- 3-month moratorium period before repayment begins
- Special focus on empowering women entrepreneurs in Haryana
Scheme Summary
| Particulars | Details |
|---|---|
| Scheme Name | Haryana Mukhyamantri Matrushakti Udyamita Yojana |
| Launch Year | 2022 |
| Maximum Loan | Up to ₹5 Lakh |
| Interest Benefit | 7% subsidy |
| Moratorium | 3 Months |
| Beneficiaries | Women of Haryana |
| Implementing Authority | Haryana Women Development Corporation |
| Application Mode | Offline |
About the Scheme
- This initiative was introduced by the Haryana Government to promote entrepreneurship among women.
- The main objective is to make women financially independent and socially empowered.
- Initially, the loan limit was ₹3 lakh, which has been increased to ₹5 lakh from 2024.
- The interest subsidy is applicable if the loan is repaid within the specified tenure (generally up to 3 years).
- The scheme is also known by alternate names like “Haryana Matrushakti Udyam Scheme.”
- The program is managed by the Haryana Women Development Corporation.
Benefits Offered
- Business loan up to ₹5 lakh
- Subsidized interest rate (up to 7% concession)
- No need to provide collateral
- 3-month repayment relaxation period
- Encourages self-employment and job creation
Eligibility Criteria
- Applicant must be a permanent resident of Haryana
- Only women candidates are eligible
- Age should be between 18 to 60 years
- Annual family income should not exceed ₹5 lakh
- Name must be listed in the Family ID (PPP)
- Applicant should not be a loan defaulter
Required Documents
- Family ID (Parivar Pehchan Patra)
- Aadhaar Card
- Age proof
- Residence certificate
- Income certificate
- Business/project-related documents
- Bank account details
- Passport size photographs
Application Process
- Visit the nearest office of Haryana Women Development Corporation
- Collect the application form for the scheme
- Fill in all required personal and business details carefully
- Attach all necessary documents
- Submit the completed application form
- Application will be verified by the concerned authority
- After approval, the applicant will be informed officially
Important Contact Details
| Type | Details |
|---|---|
| Organization | Haryana Women Development Corporation |
| हेल्पलाइन नंबर | 0172-2564720 |
| Email ID 1 | hwdc1982@gmail.com |
| Email ID 2 | hwdc@hry.nic.in |
| Office Address | SCO-212, 2nd Floor, Sector 14, Panchkula, Haryana |
Important Links
| Section | Link Text |
|---|---|
| Important Links | Key Links |
| Haryana Women Dev Corp | Official Site |
