Mukhyamantri Haryana Karmchari Durghatna Bima Yojana 2026

The Mukhyamantri Haryana Karmchari Durghatna Bima Yojana is a welfare scheme introduced by the Government of Haryana to provide financial security to government employees in case of accidental death or disability during duty. Managed by the Finance Department under Haryana Parivar Suraksha Nyas, the scheme covers Group C and D employees as well as sanitation workers. It offers compensation up to ₹10 lakh for eligible employees and ₹5 lakh for sanitation staff. The scheme requires no application, as eligible workers are automatically covered. Its main aim is to support employees and their families facing unexpected workplace risks and ensure timely financial assistance.

  • Scheme Name: Mukhyamantri Haryana Karmchari Durghatna Bima Yojana
  • Launched By: Government of Haryana
  • Department: Finance Department, Haryana
  • Managed Under: Haryana Parivar Suraksha Nyas
  • Beneficiaries: Government Employees of Haryana
  • Application Mode: No application required

Objective of the Scheme

  • To provide financial protection to government employees working in risky conditions
  • To support families in case of accidental death or disability
  • To ensure social security coverage for Group C & D employees and sanitation workers

Key Highlights

  • Insurance coverage for workplace accidents
  • Financial assistance for both death and permanent disability
  • Automatic coverage without applying

Benefits Structure

Employee CategoryDeath CompensationDisability Compensation
Government Group C & D Employees₹10,00,000₹10,00,000
Government Sanitation Workers₹5,00,000₹5,00,000

Eligible Employees

  • Group C and D Government Employees (including contractual staff)
  • Rural and Urban Sanitation Workers
  • Workers engaged in high-risk duties such as:
    • Fireman
    • Fire Driver
    • Lineman
    • Assistant Lineman
    • Sewer Worker

Eligibility Criteria

  • Must be a resident of Haryana
  • Must be a government employee under Group C or D category or sanitation worker
  • Accident must occur during duty/workplace
  • Death or disability must be due to workplace accident

Required Documents

  • Residence Proof of Haryana
  • Aadhaar Card
  • Bank Account Details
  • Death Certificate (if applicable)
  • Disability Certificate (if applicable)
  • Postmortem Report
  • FIR Copy
  • Proof of Employment
  • Legal Heir Certificate
  • Mobile Number
  • Email ID

How the Scheme Works

  • No need to apply separately for the scheme
  • All eligible employees are automatically covered
  • Benefits are provided only in case of workplace accidents
  • Compensation is given to the employee or legal heir

Claim Process

  • Concerned department/trust must inform the insurance company within 30 days
  • Submit required documents such as:
    • FIR Report
    • Death Certificate
    • Postmortem Report
    • Legal Heir Proof
    • Bank Details
  • Claim is processed within 30 days after submission
  • Payment is directly transferred to beneficiary account

Helpline & Contact Details

Helpline Numbers

  • Haryana Parivar Suraksha Nyas: 0172-5117312
  • Haryana Finance Department: 0124-2740922

Email Support

Office Addresses

Haryana Parivar Suraksha Nyas

  • SCO No. 21-28, Yojana Bhawan
  • Room No. 218, 2nd Floor, Block B
  • Sector 4, Panchkula – 134112

Finance Department, Haryana

  • 8th Floor, Room No. 45
  • Haryana Civil Secretariat
  • Sector 1, Chandigarh/Haryana

Important Points to Remember

  • No application form is required
  • Only workplace accidents are covered
  • Compensation differs based on employee category
  • Claim must be filed within prescribed time

Important Points to Remember

Link NameDescription (5–6 words)
Family SecurityAccess beneficiary services and claims
Finance PortalView financial policies and updates
Scheme GuidelinesCheck rules and eligibility details

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