The Government of India continues its farmer protection initiative under Fasal Bima Yojana 2026, designed to provide financial security to farmers against crop loss due to natural calamities, pests, and diseases. Below is the complete and structured information in bullet format.
Table of Contents
Scheme Overview
| Particular | Details |
|---|---|
| Scheme Name | Fasal Bima Yojana 2026 |
| Implementing Authority | Ministry of Agriculture & Farmers Welfare |
| Scheme Type | Crop Insurance Scheme |
| Beneficiaries | Farmers cultivating notified crops |
| Coverage Period | Kharif and Rabi Seasons |
| Application Mode | Online and Offline |
Objectives of the Scheme
• Provide financial support against crop loss
• Stabilize farmer income
• Encourage modern agricultural practices
• Reduce farming risks
• Promote sustainable agriculture
Eligibility Criteria
| Criteria | Requirement |
|---|---|
| Nationality | Must be an Indian citizen |
| Occupation | Farmer cultivating notified crops |
| Land Status | Owner, tenant, or sharecropper |
| Documentation | Valid land and identity proof |
| Registration | Must apply before deadline |
Selecation Process
Aadhaar Card
Bank Account Details
Land Ownership or Lease Documents
- Crop Sowing Details
- Passport Size Photograph
- Active Mobile Number
Premium Structure
| Crop Category | Farmer Share | Government Share |
|---|---|---|
| Kharif Crops | 2% of Sum Insured | Remaining premium subsidized |
| Rabi Crops | 1.5% of Sum Insured | Remaining premium subsidized |
| Commercial / Horticulture Crops | 5% of Sum Insured | Remaining premium subsidized |
Risk Coverage
| Risk Type | Covered |
|---|---|
| Drought | Yes |
| Flood | Yes |
| Cyclone | Yes |
| Storm | Yes |
| Hailstorm | Yes |
| Pest Attack | Yes |
| Disease | Yes |
| Post-Harvest Loss | Yes (as per guidelines) |
Application Timeline (Tentative 2026)
| Season | Start Date | Last Date |
|---|---|---|
| Kharif 2026 | May 2026 | July 2026 |
| Rabi 2026 | October 2026 | December 2026 |
Claim Settlement Process
• Damage assessment conducted by authorized agencies
• Crop cutting experiments and technology-based evaluation
• Loss calculated as per government guidelines
• Compensation transferred directly to farmer’s bank account
Key Benefits
| Benefit | Description |
|---|---|
| Low Premium | Farmers pay minimal premium |
| Government Support | Major share subsidized by government |
| Direct Transfer | Compensation sent through DBT |
| Wide Coverage | Multiple risks under one scheme |
| Financial Security | Protection against unexpected losses |
